Welcome to

Ayrshire Mortgages

Welcome to Ayrshire Mortgages, Bespoke mortgage advice from a certified expert, tailored to your unique circumstances. Whether you’re a first-time buyer, remortgaging, or dealing with a more complex situation, we provide clear guidance, competitive options, and personal support every step of the way.
Welcome to Ayrshire Mortgages, Bespoke mortgage advice from a certified expert.
Testimonials

What Our Customers Say

We’re proud of the relationships we build and the trust our customers place in us. Here’s what they have to say about their experience, our service, and the support they received throughout their journey.

 

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Our Values

Expert Advice You Can Trust

Expert mortgage advice built around your needs, your goals, and your future.

About Us

About Us

We are a whole-of-market brokerage dedicated to providing clear, honest, and impartial advice tailored to your individual circumstances. Our goal is to make complex financial decisions simpler, giving you the confidence to move forward with the right solution for you.

With access to a wide range of lenders and exclusive deals, we take the time to understand your needs — whether you’re a first-time buyer, an experienced investor, self-employed, or navigating more complex circumstances. We believe everyone deserves expert guidance, regardless of their background.

You are in the safe hands of a whole-of-market mortgage broker who can help you with all of your home finance needs, whatever your background and circumstances.

Here you can access 100% impartial advice from an expert who specialises in a range of fields, including bad credit mortgages, buy-to-let, first-time buyers, and much more.

  • Free initial consultations available to explore your mortgage options
  • Access exclusive mortgage rates and deals here
  • An impeccable track record with glowing reviews from existing customer
  • A helping hand throughout the mortgage application process

Expert mortgage advice is just a click away!

We offer a free, initial consultation with no obligation to proceed so we can go through your mortgage plans with you and explain exactly how we can help you achieve them:

  1. Fill out our quick online form
  2. Your broker will be in touch for a free, no-obligation chat
  3. Expert advice and guidance throughout the mortgage process

The role of a mortgage broker is to help you achieve your home finance goals, and potentially save you time and money along the way.

Not only will they search the entire market for the ideal mortgage for you, they will review all of your options for you, offer impartial advice and guide you through the application process.

The right mortgage broker can help you access a wider range of rates and deals, introduce you to the perfect lender, and get your hands on those house keys as quickly as possible.

Services

Our Services

Expert mortgage advice tailored to your circumstances, goals, and financial future.

Mortgages

Mortgages can feel complex, but expert guidance helps you understand options and compare rates with confidence.

Later Life Lending

Equity release helps homeowners over 55 unlock property value, with guidance on options, amounts, and alternatives.

Commercial

A commercial mortgage can finance business premises, investment expansion, or business purchases.

Insurance

You pay monthly premiums for a lump sum paid on death or terminal illness, with beneficiaries of your choice.
mortgages

We search the whole market to find you the best possible mortgage

90+ lenders, 20,000+ mortgages
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FAQ

Frequently Asked Questions

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An independent mortgage broker will have access to the entire mortgage market, which means they can help you access a much wider range of lenders, rates and deals, including ones that are not available to the general public.

This means that your chances of securing the ideal mortgage for your requirements will be significantly higher than if you were applying alone.

Moreover, mortgage brokers have the knowledge and expertise to advise you on every possible option, guide you through the mortgage application process and provided ongoing advice until you’ve got your hands on those house keys!

In short, they could save you time, money and potential disappointment when applying for your mortgage.

Your first consultation will be free with no obligation to take things any further. There will be a broker fee if you choose to proceed, with the exact amount being a small percentage of the mortgage amount, payable upon completion.

The thing to keep in mind about broker fees is that the aim is to make sure you are in-pocket overall. Through a broker, you could secure a significantly lower rate on your mortgage, with means you make big savings over the course of the term, with all fees and charges factored in.

You will be offered full trasparency about the overall cost involved during your initial free, no-obligation chat.